Frequently Asked Questions

Here are some common questions about ForSureLoans and our services.

What is ForSureLoans?

ForSureLoans is a loan connection service. We connect consumers with potential lenders from our network. We are not a direct lender and do not make credit decisions or guarantee a potential loan offer or approval.

How does ForSureLoans work?

You submit a single loan request through our platform. We then match your information with lenders in our network who may be able to meet your borrowing needs, saving you time and effort.

How long does the request process take?

Our online request form is quick and simple to complete. Once submitted, you may be connected with a lender who can provide a loan offer within minutes.

What are the eligibility requirements?

Generally, to use our services, you must be at least 18 years of age, a legal resident of the United States, have a valid Social Security number, a regular source of income, and an active bank account. Specific lender requirements may vary.

Will submitting my information affect my credit score?

When you submit your initial information through ForSureLoans, it typically results in a "soft inquiry" on your credit report, which does not affect your credit score. If you proceed with a loan option from a lender, that lender may perform a "hard inquiry," which could impact your credit score.

Is there a fee to use your service?

No, our service is free for consumers. ForSureLoans is compensated by lenders when a successful connection is made.

What information do I need to submit?

You will need to provide personal information (such as name, address, date of birth, and Social Security number), employment information, and financial details.